What credit union in Vermont offers free financial education?

At New England Federal Credit Union, we offer free financial education seminars, both to our members and to the general public. NEFCU holds free in-person courses in our Member Education Center at our main branch in Williston and also at our branch in St. Albans, VT. Free online courses are offered regularly on NEFCU.com. Check our list of upcoming seminars and contact us to sign up!

We believe that everyone should have the knowledge and skills they need to manage their money wisely. We hope you’ll take advantage of all of the great resources that NEFCU has to offer!

Financial Counseling

Every day, our Certified Financial Counselors help people make positive financial changes. This free and confidential service is available to all NEFCU members. It is designed to help you strengthen your financial situation.

We offer three counseling tracks:

WHO IT'S FOR HOW WE HELP
GROWTH You have a specific financial goal you're looking to achieve. We help you develop a plan and connect with the resources that can help you make it happen.
PREVENTATIVE   You are experiencing financial pressures, such as reduced income, unanticipated expenses, or spiraling debt. We help you assess your current financial status and make the changes needed to avert larger problems.
CRISIS You are facing serious financial troubles such as excessive debt or bankruptcy. We help you take concrete actions to regain control of your finances and start moving in a positive direction.

    Take Control of Your Financial World

    We help you master the fundamentals of your finances, so you have more control over your money and can put it to work for you. We offer:

    • Budget Counseling: we’ll look at your cash flow and set up a budget and spending plan targeted toward specific financial goals

    • Credit Counseling: we’ll review your credit report in detail and make a plan to improve your credit score

    • Debt Counseling: we’ll look at all of your debts and identify opportunities to restructure them to help you reach your goals faster

    Budgeting

    In this video, learn how to build a budget.

    20% Down Payment

    In this video, learn if a 20% down payment is a mortgage fact or myth.

    Perfect Credit

    In this video, learn if perfect credit is a mortgage fact or myth.

    Paying with your Chip Card - It's easy!

    In this video, see how easy it is to use your new EMV chip card in this quick video.

    Identity Theft

    In this video, learn the common tricks of identity thieves.

    Auto Loan Payments

    Use this calculator to help you determine your monthly car loan payment or your car purchase price. After you have entered your current information, use the graph options to see how different loan terms or down payments can impact your monthly payment. You can also examine your complete amortization schedule by clicking on the 'View Report' button.

    Click the calculator to calculate a loan

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    Mortgage Qualifier

    The first step in buying a house is determining your budget. This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the 'View Report' button to see a complete amortization schedule of your mortgage payments.

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    More calculators

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    Additional Resources


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    Couple and Finances

    101: Shape Up Your Finances

    Improve your financial fitness and manage your wealth. Get your finances in shape today.